Wednesday, September 30, 2009
Day 10 of My 30 Day Diet
Tuesday, September 29, 2009
Common Ignorance
Day 9 of My 30 Day Diet
Monday, September 28, 2009
Day 8 of My 30 Day Diet
Sunday, September 27, 2009
Day 7 of My 30 Day Diet - Cheat Day!!!!
How to Fight Back in The War on Pork
Saturday, September 26, 2009
Day 6 of My 30 Day Diet
This morning the scale showed 128, and yesterday I was 127.4. I'm sure that I have not gained weight, so I'm thinking it's from all of the liquid I continued to drink last night. I'm not really worried about it. Today, my friend told me I was going crazy with my blog. So, tonight, I'm going to get straight to the point. Here is what I ate today:
Google Me Google You
Have you ever googled yourself? I think my mother googled herself before I googled myself. She told me to look up her name on Google; she wanted me to see that a Google search would bring up information about her and the book club she started for children. I did the search, and it was true- a google search of my mother's name brought up several links that were actually related to her. So, tonight rather randomly I googled me. I typed in my name Zarinah Muhammad, and taaa daaa, the return brought a few links truly related to me. The second link was more about my dad than me; I was just listed as one of his daughters when he passed away.
There were several links that were not about me but about other women who share my name. I find that rather puzzling, other women sharing my name. When I was a little girl, I never met another Zarinah, yet alone another Zarinah Muhammad. When I was 18, a sister from the masjid told me that she named her daughter Zarinah. I remember feeling a little irritated by it. I liked that my name had always been unique and original. Someone else having it seemed to diminish my name's value. When I was 19 years old, I went to audition for Singled Out, that old MTV show with Jenny McCarthy, and I saw my name on the audition list; only it was the signature of some other girl who was a year younger than me. That shocked me. I was like, "Wow, a Zarinah living in Las Vegas who shows up the same day as I do to audition for Singled Out!" It was really crazy to me. Years later, I called California traffic court about a ticket I received while driving through Baker. The officer on the phone pulled up another Zarinah Muhammad who had also gotten a ticket; however, she was three years older than me. Again, I was amazed. I wasn't the first Zarinah Muhammad? I know that it was narcissistic of me to want to believe that I had been the first Zarinah Muhammad to have ever existed, but my whole life, it had felt like I was.
I wasn't surprised tonight when I saw the significant numbers of Zarinah Muhammads out there. I was surprised, however, to see Zarinah Muhammad, J.D. It was like seeing myself in the future. I know it's weird and silly, but I felt like it was a sign, this sign that everything is going to turn out the way I want it, a sign that I'll finish law school. I clicked on the link of Zarinah Muhammad, J.D., and it brought up a pdf page from Alabama Metropolitan College listing Zarinah Muhammad, J.D., research analyst, office of of institutional research, planning and assessment. The connection between the Zarinah Muhammad, J.D. and myself continued to strike me.
When I was working on my doctorate degree, one of our professors stated that with our Leadership doctorates we could one day work in the field of institutional research; listed above Zarinah Muhammad, J.D. is Mark A. Cunningham, PhD. The funny thing is that the two together merge two aspects of my life, my past and my future. Before I got accepted into law school, I was working on getting my doctorates degree. I knew that I wanted to be a lawyer, but I didn't want to waste time that I could be spending earning my doctorate if by chance I was not accepted in the Boyd Law School at UNLV. So, I continued on with my doctorate program until I learned that I had made it into law school. The day the acceptance letter arrived, I remember being so nervous after pulling it out of the mailbox. After I read it, I felt my heart skip with joy in circles for days, never ending. I still smile when I think of how blessed and happy I felt knowing that I was being given the chance that I had always wanted. I wonder if the other Zarinah Muhammad felt that way when she got her acceptance letter from law school, and I wonder how she met up with the institutional research doctorate.
I wish now that I had never went to work on my doctorates because that is why I don't have anymore financial aid eligibility. If I hadn't taken loans out for the year I spent on my doctorates, I would have enough to get me through at least another full year of law school. Although when I really think about it, there is a good chance that having that year of school towards my doctorates under my belt was a part of the reason I was accepted into Boyd. It's probably best just to be grateful and lose the regrets.
Googling yourself may not bring up information that you wanted to see, and it may bring up information that you wish weren't there; but, googling yourself allows you to see something greater: a view of the many possibilities of you. Right now, I'm Zarinah Muhammad high school English teacher and law student. Three years from now, I pray to be Zarinah Muhammad, J.D. and mommy.
Friday, September 25, 2009
Day 5 of My 30 Day Diet
How Obama's Plan Helped Modify My Loan
My loan increased in July 2008, and I had yet to hear back from my lenders about my request despite several attempts to get an answer from them. They continued to tell me that my request was under review. Over ten months later, my lenders told me that my request was denied and that they could not modify my loan because I did not make enough money to show that I could afford the home. It seems oxymoronic when you think about it. Lenders will not help lower the payments of existing homeowners if the homeowner does not make enough money. It seems obvious to most people that the way lenders reason is counter productive. Obviously if I made more money, I would not need a loan modifcation to begin with. I was furious that it had taken almost a year to get back a response only to be denied.
When my request was denied, and my loan payment increased for a second time within a year period, I decided to make a drastic decision. I was going to stop paying my mortgage. A few people from home modification companies told me that the lenders didn't see any reason to work with people who were continuing to make payments; in the eyes of the lender, I was paying, and therefore, I did not need a modification. Another reason that I stopped paying my mortgage was because I didn't see the point in continuing to make payments on a home that the ARM payments were going to force me out of eventually. And, to top it off, houses on my block were being sold for over $100,000 less than what I originally paid for my home.
My hopes were dismal. I didn't know what to do, and I was too embarrassed about my situation to tell anyone. I called several companies for help, and I was told that because of my debt-to-loan ratio, I would not be able to qualify for a modification. My lenders advised me to short sale, but I wanted to keep my house. It was my home afterall.
Help finally came when Obama was elected into office and enacted the HOPE for Homeowners Plan. At first, it didn't seem any lenders were going to use it, but then it became mandated for lenders to try to help homeowners stay in their homes. I hired an attorney to help me modify my loan. At first, I was leary because of all the modification scam artists out there, but after careful research, I found a legitimate attorney who had a moneyback guarantee.
Getting a modifcation offer took longer than the attorney originally stated it would take. I was told it would take from four to six months. It was over six months before I got a modification offer from my second lender. The offer stated that after I made three probationary payments on time (this is a part of the Obama plan), then my mortgage would be modified. Last month, I made the final probationary payment, and my loan modification is currently underway.
The lender on my first loan, the primary lender, only now has just offered me a forebearance plan. It contains the same probationary period payments, and then after the three month probationary period, my loan is to be modified to a fixed amount, God willing. The lender did include a warning that after I submit the documentation required to get the probationary period started, I might still be denied if the documentation I send doesn't qualify me for a modification. My attorney believes I will qualify, and I'm praying that I do.
I still don't know what my ultimate mortage payment total will be, but I do know that whatever the payment is, it will remain the same for the rest of the life of my loan without any increases- And, that is a good thing. The forebearance payment on my first loan is already $600.00 less than it was prior to my obtaining a lawyer. I'm praying for good things to happen for me and all others in my same predicament.
I wanted to share my story so that others who are facing foreclosure know that there is really hope for homeowners to save their homes. It is likely that if you are a homeowner facing foreclosure you will have to hire a lawyer to get your mortgage modified. Lenders are more likely to negotiate with a trained attorney than a desperate homeowner with little knowledge of the current laws.
Best of luck.
Demand Letter Sent to FDA
My name is Zarinah Muhammad, and I am a Muslim US citizen. I would like to bring a dispute against the FDA for allowing food and product distributors to disguise pork ingredients under aliasas that the average consumer would never associate with pork. Consuming or using products that contain pork ingredients is prohibited by the Islamic and Jewish faiths. Muslims and Jewish consumers are being denied their 1st Amendment Right to practice their faiths because they are being unduly burdened by companies that do not clearly label their products as containing Pork ingredients. For example, many breads contain mono-diglicyerides which may may come from pork. Because the average Muslim or Jewish consumer has no background knowledge about mono-diglycerides, he/she may buy bread products containing the ingredient unaware of the fact that the ingredient is derived from swine. A Muslim or Jewish person should not have to possess the vocabulary awareness of a food scientist to be able to practice his/her faith freely. Just as consumers with food allergies to soy, lactose, or peanuts have the right to be clearly warned of such contents in a product, so are Muslim and Jewish consumers entitled to the same clear warnings about pork ingredients being in products. Surely the right to be warned of something that endangers someone's deep rooted religious convictions is tantamount to the right to be warned of an ingredient that may endanger someone's health. Products that contain peanuts or soy are clearly labled without aliases; however, products that contain pork have ambiguous and vague name labeling.
I urge the FDA to cease allowing companies the ability to use vague and ambiguous names for pork ingredients on their labels. If products do contain pork, the ingredient label which is meant to inform consumers about what they are eating should be just as transparent as those products containing soy or peanuts. The label should clearly state "Contains Pork." Muslims cannot have any type of contact with pork products, this includes products made by using pork enzymes or other similar bi-products. Muslim and Jewish consumers have a Constitutional right to practice their religions without undue burden. When products have labels that require the consumer to do extensive research in order to discover the product contains pork, there is an undue burnden placed upon Muslim and Jewish consumers, a burden that is not placed on consumers with food alergies to soy and peanuts. This is a violation of the Equal Protection Clause and also the 1st Amendment.
I request that the FDA immediately reform their mandates to obligate companies to clearly print "Contains Pork" on the labels of products that use any pork products in the making of the product; this includes not only food products but any and all other products that use pork ingredients, such as body soaps, shampoos, and toothpastes.
Thursday, September 24, 2009
Day 4 of 30 Day Diet.
Weight this morning 127.9
The Attack of the Pig on Muslims, Jews, and Vegetarians!!!
Who expects to be consuming pork ingredients when they're drinking a beverage? Most people would never think that when they are drinking a smoothy they might be imbibing pork bi-products. But, the unfortunate reality for many people who do not want to ingest pork products is that pork ingredients are in a plethora of products that most people would never think contained any animal product, let alone pork. Pork ingredients are no longer listed on lables as Pork. This is a travesty because it inhibits many people, especially Muslims and Jews whose religious faiths prohibit the consumption of any pork products, from being able to make the decision to refrain from eating or drinking pork products. The entire purpose of a label is to inform the consumer of the ingredients within a product so that the consumer knows what he/she is eating. "In 1990, the Nutrition Labeling and Education Act went in effect. The USDA and the FDA designed the requirements so that consumers would have useful information about the food they eat." Health Check Systems: What's in a Label?(http://www.healthchecksystems.com/label.htm). The purpose of a label is undermined by ambiguous and vague ingredient names, such as rennet, mono-diglycerides, and porcine enzymes. The average person would never associate pork with mono-dyglcerides. The majority of people who don't want to eat something will observe the product label to see if the unwanted ingredient is listed. If it is not, that person will buy the product, but if it is listed, then the person will not make the purchase. With the knowledge that millions of people, such as the masses of Muslims and Jews, will not purchase a product if Pork is listed as an ingredient, companies have become sneaky and underhanded about their product labeling. Instead of labeling pork ingredients as pork, companies have created new names for pork products that consumers have no background knowledge about to trigger an association with pork. For example, gelatin is made from animal hide, skin tissue or bones. Most often, it is made from a pig's hide, tissue, or bones. If a person does not know this about gelatin, he/she may eat a product, such as yogurt or Gelato, and unknowingly and against his/her will consume a pork product. Even people who have no prohibition against eating pork are unaware when they are. For example, Skittles contain gelatin, and whenever I tell someone that I can't eat Skittles because they have pork in them, the people are amazed and surprised that Skittles have pork. Mono-diglycerides may come from an animal source, such as the pig or cow, or it may come from a vegetable source. However when the ingredient is derived from a vegetable source, the product states vegetable mono-diglycerides. Natural flavors is perhaps the most ambiguously named ingredient; it could imply natural flavors from vegetables, fruits, or animal products or a combination of the three. When a consumer sees natural flavors listed on the label of a fruit juice, he/she would likely conclude that the natural flavors were derived from a fruit, when it is very possible that it is actually from swine. Food distributors have a significant awareness of the mass amount of Muslims, Jews, and Vegetarians who do not wish or desire to eat products containing pork products. Yet, these companies continue to disguise pork products under the aliases that the average consumer would never associate with swine. By allowing companies to list pork ingredients under aliases without notifying the consumer that the products contain pork, the Food and Drug Administration (FDA) is allowing these companies to infringe on the civil rights of consumers with religious or personal convictions against eating foods containing pork ingredients. A religious conviction against eating pork is analogous with having a food allergy to an ingredient. Just as consumers with allergies to specific ingredients are entitled to a clear indication of the inclusion of that ingredient on the label of the product that contains it, so are Muslims, Jews, and Vegetarians entitled to the same right to avoid an ingredient that their religious faiths or personal convictions prohibit them from consuming. The right to guard ones health is no more important than the right to practice ones faith without undue burden. All people must eat, and all people have a right to be able to refrain from eating an ingredient that they don't want to take in. When food companies label their ingredients with ambiguous names, they cause many consumers to unintentionally violate their religious faiths.
When consumers who have against their wills eaten an animal product come to realize that the seemingly innocuous products they've been ingesting contain unwanted animal products, they become offended and outraged. In the 90's McDonalds was sued by Hindus and Vegetarians who were incensed when they found out that a beef addictive was an ingredient in the natural flavors of the oil the fries were cook in. In 2007, many Muslims were furious when they found out that many Frito-Lay Products contained pork. According to Aurora Gonzalez, a spokeswoman for Frito-Lay, the majority of cheese products are made with by using an enzyme that may come from pork; the pork enzyme is used in the milk that goes into making the cheese seasoning. Abdelkader, Rima. Muslims now in their late twenties complained on their blogs that they were upset because they had been eating these Frito-Lay products that contained pork since they were kids. I myself ate Skittles until I was 13 years old. For more than a decade, I ate pork without knowing it. That is how long a pork product can remain hidden in a product before the consumer finds out that he/she has been eating it, decades. Muslims, Jews, and Vegetarians have been eating products that contain pork for decades without knowing and against their will.
Through the method of disguising pork ingredients under aliases, companies are denying citizens a right to choose to refrain from eating swine. People should not have to be food scientists in order to be able to refrain from eating pork products. Products that contain soy or peanuts have the ingredients clearly identified as containing Soy or Peanuts on the label. Soy is not disguised in a name like mono-diglycerides or rennet or natural flavors, and neither are peanuts. Products that contain pork ingredients should be labeled with the same transparency.
I believe that the FDA is obligated to mandate that food distributors label ingredients that contain animal products clearly as either containing pork or beef. I intend to fight for this cause, and God willing, there will come a day when reading labels doesn't require a degree in bio-chemistry in order to avoid eating animal products.
To see Frito-Lay products that do not contain pork read my blog http://zssmorgasboard.blogspot.com/2009/09/frito-lay-products-that-do-not-contain.html
If you like this article, please donate.
Frito-Lay Products That DO NOT Contain PORK.
Many Muslims have stopped eating Frito-Lay products because they have heard that the products contain pork. Frito-Lay has a page listing of their products that do not contain porcine enzymes which come from pork. A lot of the Frito-Lay favorites do not contain pork. Cheetos puffs are one of my favorite Frito-Lay products, so I was happy to see it on the list of products that DO NOT contain Pork. The Frito-Lay list of products that do not currently contain pork are posted below. However, they have a disclaimer warning consumers to keep checking the website for updates in case the product ingredients change. Here is a link to the Frito-Lay site: http://fritolay.com/your-health/for-special-dietary-needs.html
Products Made Without Porcine Enzymes
Most cheese is made using enzymes as part of the process to develop unique flavors, and depending on the flavor, enzyme sources may include vegetable, microbial and/or animal. Pork enzymes may be used in the milk that makes the real cheese for some of our cheese seasonings.
Please note: The information provided pertains only to products made and distributed in the U.S. Products sold in other countries under similar brands may be made using slightly different recipes and ingredients to accommodate local needs and preferences.
For those in the U.S. choosing to restrict pork-related ingredients from their diet, the Frito-Lay products included here do not contain pork enzymes. Another guide that may be helpful is the list of Kosher products which may also be found on this website.
Products Made and Distributed in the U.S.
Last Updated September 3, 2009
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Wednesday, September 23, 2009
Teeth Falling Out Dream
Almost everyone I know has had a dream about their teeth falling out. Sometimes it's just one tooth that falls out; sometimes that tooth doesn't fall out but just becomes lose. Other times, the dream is about a bunch of teeth beginning to fall out all at once. My dream last night was one of the worst teeth falling out dreams that I've ever had, and I've had quite a few of them.
Day 3 of My 30 Day Diet
Tuesday, September 22, 2009
Day Two of My 30 Day Diet
Monday, September 21, 2009
Delicious and Easy Low Fat Meals
Day 1 of My 30 Day Diet - Food Journal #1
Do and Don'ts of the 30 Day Diet
Sunday, September 20, 2009
500 Days of Summer
Tom Hansen works for a greeting card company although his degree is in architecture. He meets Summer when she is hired to be an assistant for Tom's boss. Summer claims to be uninterested in love; in fact, she is a firm believer in the view that love doesn't exist. Tom on the other hand has an idealistic view of love. He believes in things like fate and destiny. Tom is certain that Summer is the one. And when Summer confides in Tom, telling him information that she has never told anyone before, Tom begins to believe that he is the one for Summer.
Unfortunately for those of us who enjoy idealism winning over reality, 500 Days of Summer provides the viewer with an hard honest look at love and relationships. There is a lot of humor in the movie, and despite the not-so-happy ending, 500 Days of Summer was worth the $10. I give it a B+. Here is a link to the trailer http://www.youtube.com/watch?v=PsD0NpFSADM